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"Three Great Final Expense Plans"

1. Great Assurance® plan: This "immediate benefit", first-day coverage plan is for those in good health.

  • Issue ages: 50–85 years old

  • Minimum face amount: $2,500

  • Maximum face amount: $40,0001 for issue ages 50–80; $25,0001 for issue ages 81–85

  • Accelerated Death benefit: lump sum payment based on the present value of the death benefit, included at no extra cost

  • Accidental Death benefit: optional rider only available at the time of issue for a small premium; pays the full face amount, in addition to the policy’s death benefit

 

2. Graded Benefit plan: This "graded death benefit" plan is for those who have some health conditions.

  • Issue ages: 50–85 years old

  • Minimum face amount: $2,500

  • Maximum face amount: $40,0001 for issue ages 50–80; $25,0001 for issue ages 81–85; 30% of face amount within Year 1; 70% within Year 2; 100% at Year 3+

 

3. Guaranteed Assurance plan: This "guaranteed issue" plan requires no health screening. 

  • Issue ages: 40–80 years old

  • Minimum face amount: $1,000

  • Maximum face amount: $25,0001

  • Limited Death benefit: pays 110% of the base coverage premium minus any loan or the full death benefit if the death is accidental death within Years 1 and 2.2 After 2 years, the full death benefit amount is paid.

 

Optional Child/Grandchild Protection rider 

  • Available for all three plans at the time of application or during a qualifying event 

  • Add to policies with a minimum face amount of $5,000 for only $1 per month. This single monthly premium covers all eligible children and grandchildren, and there is no limit on the number of covered children or grandchildren. 

  • Pays a one-time benefit of $2,500 on the death of a dependent child or grandchild

Contact

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Marketing Materials

Training Guides  -  "Note to view the document or video simple click on  the image"

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Training Presentation

Agent Field Manual 2022.JPG

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Sample Application

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Health