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Three Great Final Expense Plans


1. Great Assurance® plan: This Immediate Death Benefit, first-day coverage plan is for those in good health.

  • Issue ages: 50–85 years old

  • Minimum face amount: $2,500

  • Maximum face amount: $40,0001 for issue ages 50–80; $25,0001 for issue ages 81–85

  • Accelerated Death benefit: lump sum payment based on the present value of the death benefit, included at no extra cost

  • Accidental Death benefit: optional rider only available at the time of issue for a small premium; pays the full face amount, in addition to the policy’s death benefit


2. Graded Benefit Plan: This Graded Death Benefit plan is for those who have some health conditions.

  • Issue ages: 50–85 years old

  • Minimum face amount: $2,500

  • Maximum face amount: $40,0001 for issue ages 50–80; $25,0001 for issue ages 81–85

  • 30% of face amount within Year 1; 70% within Year 2; 100% at Year 3+


3. Guaranteed Assurance Plan: This Guaranteed Issue Plan requires no health screening. 

  • Issue ages: 40–80 years old

  • Minimum face amount: $1,000

  • Maximum face amount: $25,0001

  • Limited Death benefit: pays 110% of the base coverage premium minus any loan or the full death benefit if the death is accidental death within Years 1 and 2.2 After 2 years, the full death benefit amount is paid.


Optional Child/Grandchild Protection rider 

  • Available for all three plans at the time of application or during a qualifying event 

  • Add to policies with a minimum face amount of $5,000 for only $1 per month. This single monthly premium covers all eligible children and grandchildren, and there is no limit on the number of covered children or grandchildren. 

  • Pays a one-time benefit of $2,500 on the death of a dependent child or grandchild


Great service

We’re the life insurance company for you — your one-stop shop.

  • Outstanding Agent Sales Support

  • 100% electronic, including signature options

    • Voice authorization signature for telephonic sales

    • Electronic signature options work on all devices — even tablets or cell phones

  • New MyEnroller 4.0 with instant-decisioning underwriting 

  • Claim payments within 5 days on average3

  • No additional licensing or certificates are required to sell the three new products

  • Free sales and marketing materials in English and Spanish

  • Sales tools and training

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Note: "Click on the images or buttons to view documents" 

Final Expense Training Presentation

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State Availability

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Website Users Guide

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Product Highlights

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 My Enroller Users Guide

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Agent Field Guide

 My Enroller Quick Users Guide

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Health Questions

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Sample Application

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Why Work With Us?

Rate Sheet

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Consumer Marketing Materials

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Marketing Materials

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Consumer Brochure

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My Planning Guide

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Consumer Brochure

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