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Why choose North American?
Just look at the numbers. We think you’re going to like what you see.

      With over 130 years of business under our belt, North American’s continued financial strength is the result of our:

  • Conservative and disciplined investment style

  • Private ownership framework

  • Commitment to doing what’s best for North American distribution partners and policyowners


In the end, what’s good for you, is good for North American.

Doing the right thing for you is simply good business. By putting North American policyowners first and focusing on the long-term rather than the short-term, we’ve been able to establish a strong, enduring company that North American policyowners can trust.



Speaking of North American policyowners…

We currently have:

  • 615,369 North American life insurance policies and annuity contracts in the books

  • Paid over $431 million in North American life insurance death claims in 2018


North American is privately owned and customer focused.

As a privately owned company, North American is not subject to the short-term earnings pressures that publicly held companies sometimes face. North American plans to thrive for hundreds of years, not the next quarter. At North American we focus on the long term. We focus on you.


High ratings for financial strength.

Independent agency ratings provide a vital picture of an insurer’s ability to keep its commitments to you, the customer. These ratings are based on financial strength, operating performance, and ability to meet our obligations to North American policyowners and contract holders. Our consistent high ratings show that with North American, you aren’t just buying a product, you’re buying a commitment to you and your family.


To learn more about our outstanding Annuity Products, simply click the "Annuity Portfolio Button"

Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state. Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders could under certain scenarios exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients.

1. While certain included features may have no explicit cost, a product with a built-in GLWB feature may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don't have these built-in features.

2. Premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower Participation Rates and/or greater index margin.

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