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Getting Started With Royal Neighbors of America

 If you are looking for a company that offers life products that are simple, affordable and in most cases will provide a point of sale approval process, Royal Neighbors of America is an excellent choice!
  • Getting started is easy, simply contact us to get appointed "please let us know if your contracting as an individual or business entity".
  • ​You will receive your contracting email via DocuSign.
  • Either attach, email, or fax a copy of your insurance license, Void Check, or Account Verification from your bank, E&O Insurance "not required", AML Completion, explanation regarding bankruptcy, vectors, etc.
  • If you are contracting as a business entity please provide a copy of your articles of organization, and agency license.
  • Once we receive your completed contract, with the required documents, please allow approximately two to three weeks for licensing to complete your appointment.
  • You will receive an email providing you with your writing number and temporary password to access the agent portal.
  • Review the agent training videos available on the agent portal.
  • All agents must be licensed in the resident state of the insured. If contracted as an agency or corporation, both the principal and the agency/corporation need to be properly licensed as well. 

  • If you are to receive an override for commissions on downline agents in any of the following states, you are required to also be licensed and appointed: Florida, Georgia, Kentucky, New Mexico, Pennsylvania, South Carolina, Utah, and Virginia.

  • All other states do not require appointments for override commissions.

  • No solicitation prior to appointment in the following states: Connecticut, Pennsylvania and New Mexico.

  • All other states are just-in-time capable and Royal Neighbors of America will place our appointment once business is received.

Anti-Money Laundering Training Program

Newly appointed agents with Royal Neighbors of America must complete the Anti-Money Laundering training provided on the LIMRA website. Login instructions are as follows:

  • Log onto the AML training course: https://aml.limra.com

  • Enter your Username and Password.

  • Select and complete the appropriate online program (Producer) or (Home Office). Please allow 30-45 minutes to complete the course. You may stop and resume the course at a later time, if needed.

  • You do not have to notify us when you complete training. Royal Neighbors will receive a report from LIMRA notifying us that you have successfully completed the AML training program. Confirmation of your AML training will be noted in your file.